One of the newest and most exciting mortgage programs to be introduced is the Reverse Mortgage for clients over the age of 62. This program permits the owner of the property to convert the equity in their home into many options. It can be a monthly income for the rest of their lives, a combination of an interest bearing Equity line of credit and a monthly income, an interest bearing Equity line of credit only or one time cash withdrawal. This newest option is backed by the Federal FHA Program and permits the owner to retain ownership and retain the remaining equity in their property. This is a very, very interesting program for the senior members of our society and we would be happy to discuss and present the many options available.

Please review the following pages of this site and try to understand the very basic procedure that may become confusing to the majority of the people in the marketplace. The following pages briefly reviews the stages of the loan process and the information necessary in each stage so the result is the best and most advantageous loan for your needs. The most important thing for you to understand is to understand the process, which we do on a daily basis. We attempt to explain each stage and how the information presented affects the application of your loan to the guidelines set forth by all the available lenders. This may even sound intimidating, but that is where our experience, expertise and flawless system benefits you with the confidence that the decision you are making is the right one. Move on to the "About Us" section to review our resume so you can gain the confidence that you are dealing with the best qualified company for your needs.